Inflation: The silent enemy of your savings
Inflation constantly devalues your money. While you wait, your savings lose value. Find out how much you are actually losing and how you can effectively protect yourself by investing.
Inflation devalues your assets
Find out how much purchasing power you lose by leaving money lying without investing
Why is inflation a problem?
Understand how inflation affects your finances
Purchasing power index
With an inflation rate of 3% per year, you will need 26% more money to buy the same things in 10 years. Your savings in the account are decreasing in real terms, even though their nominal value remains the same.
Solution: Investing
Investing in stocks, ETFs, or commodities has historically brought higher returns than inflation. With an ETFobchodník, you can start investing with just a few euros and protect your assets.
Example from real life
How to protect against inflation
Proven strategies for preserving asset value
Invest in stocks
Historically, stocks outperform inflation with an average annual return of 8-10%.
Diversify the portfolio
Distribute risk among different assets - stocks, ETFs, commodities
Educate yourself
Understanding markets and the economy will help you make better decisions
Frequently Asked Questions
Everything you need to know about inflation
What is inflation and how does it work?
Inflation is the increase in the general price level of goods and services in the economy. When inflation rises, you can buy less for the same amount of money than before. Your savings thus lose real value.
Why is inflation dangerous for my savings?
If you keep money in a current account or in cash and inflation is higher than the interest you receive, your savings are actually decreasing. With 3% inflation per year, you lose almost 26% of purchasing power over 10 years.
How can I protect myself against inflation?
The best protection is investing in assets that grow faster than inflation - stocks, ETFs, real estate, or commodities like gold. A diversified portfolio will help you preserve and increase the value of your assets.
What is the optimal inflation rate?
Central banks typically target inflation around 2% per year. This rate supports economic growth without significant currency depreciation. Higher inflation can be harmful, and deflation (price decline) is also not ideal.
Start protecting your property today
Don't wait for inflation to devour your savings. Open an account and start investing in assets that grow faster than inflation.